Scholarship & Education Loan Options
Fund your MBBS abroad — scholarships, education loans, EMI plans, government schemes.
Scholarships, education loans & EMI options for BYD students
BYD's admissions team helps you stack scholarships, education loans, and EMI plans — so MBBS abroad is affordable for every Indian family.
4 ways your family can save more
Some BYD-partner universities offer waivers; some govt schemes apply too. We help you stack everything.
University Merit Scholarship
Top scorers in NEET-UG / Class-12 PCB may qualify for partial tuition waivers at select BYD-partner universities.
Need-Based Tuition Discount
For families with verifiable financial constraint — eligibility reviewed case-by-case by BYD's admissions team.
Sports & Cultural Quota
NEET-qualified students with state/national-level sports or cultural achievements may receive additional waivers.
Central / State Govt Schemes
Govt scholarship schemes (post-matric, minority, EWS) may apply — BYD advises families on what to claim.
6 lenders who fund BYD students
BYD walks you through documentation, comparison, and sanction. Most loans process within 48-72 hours.
HDFC Credila
Up to 100% tuition + living
No collateral up to ₹40L · Tenure up to 14 yrs
ICICI Bank
Up to ₹1Cr education loan
Pre-visa loan available · Co-applicant required
Avanse Financial
Specialist abroad MBBS loans
Pre-visa sanction · Flexible repayment
Auxilo Finserve
Quick sanctions, no collateral up to ₹30L
Process in 48 hours · Pre-visa loan
Prodigy Finance
Future-income-based · no co-signer
For top-ranked universities only
InCred Finance
Tailored MBBS-abroad financing
Up to ₹50L without collateral · Custom EMI plans
All loan terms subject to lender policy & co-applicant credit profile. BYD doesn't charge for loan facilitation.
What your EMI looks like
Sample illustration for a ₹25 Lakh education loan at 11.5% p.a. — your actual EMI depends on lender, tenure, and co-applicant profile.
Indicative figures. Moratorium options (no EMI during study) typically available — your BYD counsellor will help structure this.
Scholarship & loan FAQ
Can I get an education loan before I get the visa? +
Yes — most BYD loan partners offer pre-visa sanctions. The provisional loan letter is often required for the visa interview, so this is the normal sequence.
Do I need collateral? +
Loans up to ₹40L are typically collateral-free with a strong co-applicant. Above that, lenders may ask for collateral. BYD helps structure the loan to minimise collateral asks.
Does BYD charge for loan facilitation? +
No — zero charges. We connect you to lenders, share your documents, and follow up — all at no cost. We're paid by the university, not by you.
Can I claim moratorium (no EMI during study)? +
Yes — most education loans offer a moratorium covering the course duration + 6-12 months. You start EMIs only after you graduate. Interest accrues during moratorium and is capitalised into the principal.
Plan your funding with BYD
A BYD MBBS doctor-counsellor will share a written loan + EMI plan tailored to your family budget — free.